Dedicated, Experienced, and Knowledgeable
Loss Prevention Services is led by a dedicated and experienced management team with the industry knowledge and experience needed to successfully reduce delinquent auto portfolios for customers nationwide.
The partners that founded Loss Prevention Services have over 60 years of automotive lending and repossession experience. The management team on site brings another 85 years of experience to the clients served. Loss Prevention Services is focused on innovation, revolutionizing and improving the repossession industry while maintaining the highest ethical standards. It is our approach in exceeding expectations that has helped us earn the highly-regarded reputation as a leading national service company.
Chief Executive Officer • david@LP-Services.net
David Cowlbeck is the Chief Executive Officer and Managing Partner with Loss Prevention Services, LLC with responsibility for the growth and sustainability for the organization. Bringing 20 years of industry experience from the lender and vendor operations perspectives, he provides both an understanding of the challenges lenders encounter as well as the solutions that are readily available.
Under his leadership, Loss Prevention Services has grown sales while applying a consultative approach to vendor partners and lenders that drives continuous process improvement.
David has volunteered and contributed to the community and charitable organizations such as Boy Scouts of America, Byron Center Schools Marching Band Boosters, Paint the Town, Habitat for Humanity and the United Way.
When away from the office, he enjoys fitness, equestrian, boating, power sports and scale models with his wife and 2 children.
Chief Compliance Officer • clovie@LP-Services.net
Clovie Zamarripa is the Chief Compliance Officer with Loss Prevention Services, LLC with responsibility for the development and implementation of long-term compliance strategies.
Clovie possesses over ten years of industry experience, having held roles in a diverse range of areas including information technology, compliance, operations, sales and project management.
Chief Financial Officer • accounting@LP-Services.net
Paul Burns is the Chief Financial Officer with Loss Prevention Services, LLC with responsibility for the company’s financial functions.
He has over thirty years of accounting experience across various industries.
VP, Business Development • steven@LP-Services.net
Steven Garcia is the Vice President of Business Development with Loss Prevention Services, LLC with responsibility for the development of strategic customer relationships and marketing activities.
Steven has over 20 years experience on both the lender and vendor sides of Auto Finance Servicing with an in-depth knowledge of Customer Care, Collections, Bankruptcy, Post Charge-off Collections, Repossession, Remarketing, and all Loss Mitigation functions.
He has been in key leadership roles in sub-prime auto finance and most recently has spent the last few years on the vendor side, creating and providing loss mitigation services to many lenders across the country.
Chief Information Officer • clifford@LP-Services.net
As our Chief Information Officer, Clifford Tillman is responsible for the development of technology initiatives, information security and infrastructure here at Loss Prevention Services, LLC.
Clifford has previously held the role of VP Business Intelligence & Technology for a third-party logistics provider, bringing those valuable skills and knowledge to the company.
Chief Human Resources Officer • HR@LP-Services.net
TJ Baggett serves as the Chief Human Resources Officer for Loss Prevention Services, LLC. Currently, she is responsible for leading overall human resources strategy, talent acquisition, leadership development, diversity and inclusion, organizational design, cultural development, and employee relations. In this role, she has changed the function, culture, and impact of HR across the Company to support its business goals and strategies.
TJ’s work has been driven by a fundamental philosophy that HR professionals are business professionals first. Her strong desire is to serve employees and leaders alike, and help them think through complex challenges, working with them to move the business forward–all with a sense of collaboration, strategic vision, and organizational alignment.
In her spare time, you’ll find this United States Coast Guard Master Captain on the lake, high seas and everywhere in between, fishing both fresh and salt water.
Assistant VP, Operations • sarah@LP-Services.net
Sarah Grantham is the Assistant Vice-President of Operations at Loss Prevention Services, LLC, with responsibility for the implementation of operational strategies.
Sarah possesses over fifteen years of industry experience, having held roles in a diverse range of areas including recovery operations, skip trace, and claims management.
After finishing law school in Houston, Texas, Tim Cotton returned to Natchez in 2004 in order to be closer to his and his wife’s parents. He is married to Angie Cotton and together they have one child, Hayden.
In 16 years, Tim has served as an Assistant District Attorney, Special Master to the Chancery Court, President of the Adams County Bar Association, as well as serving on various boards. He currently serves as the prosecutor for the City of Natchez.