David Cowlbeck

Chief Executive Officer • david@LP-Services.net

David Cowlbeck is the Chief Executive Officer and Managing Partner with Loss Prevention Services (MS), LP with responsibility for the growth and sustainability for the organization. Bringing 20 years of industry experience from the lender and vendor operations perspectives, he provides both an understanding of the challenges lenders encounter as well as the solutions that are readily available.
Under his leadership, Loss Prevention Services has grown sales while applying a consultative approach to vendor partners and lenders that drives continuous process improvement.

David has volunteered and contributed to the community and charitable organizations such as Boy Scouts of America, Byron Center Schools Marching Band Boosters, Paint the Town, Habitat for Humanity and the United Way.

When away from the office, he enjoys fitness, equestrian, boating, power sports and scale models with his wife and 2 children.

Clovie Zamarripa

Chief Compliance Officer • clovie@LP-Services.net

Clovie Zamarripa is the Chief Compliance Officer with Loss Prevention Services (MS), LP with responsibility for the development and implementation of long-term compliance strategies.

Clovie possesses over ten years of industry experience, having held roles in a diverse range of areas including information technology, compliance, operations, sales and project management.

Paul Burns

Chief Financial Officer • Paul@LP-Services.net

Paul Burns is the Chief Financial Officer with Loss Prevention Services (MS), LP with responsibility for the company’s financial functions.

He has over thirty years of accounting experience across various industries.

Steven Garcia

Chief Revenue Officer • steven@LP-Services.net

Steven Garcia is the Cheif Revenue Officer with Loss Prevention Services (MS), LP with responsibility for the development of strategic customer relationships and marketing activities.

Steven has over 20 years experience on both the lender and vendor sides of Auto Finance Servicing with an in-depth knowledge of Customer Care, Collections, Bankruptcy, Post Charge-off Collections, Repossession, Remarketing, and all Loss Mitigation functions.

He has been in key leadership roles in sub-prime auto finance and most recently has spent the last few years on the vendor side, creating and providing loss mitigation services to many lenders across the country.

Clifford Tillman

Chief Information Officer

As our Chief Information Officer, Clifford Tillman is responsible for the development of technology initiatives, information security and infrastructure here at Loss Prevention Services (MS), LP.

Clifford has previously held the role of VP Business Intelligence & Technology for a third-party logistics provider, bringing those valuable skills and knowledge to the company.

TJ Baggett

Chief Operating Officer • tj@LP-Services.net

TJ Baggett serves as the Chief Operating Officer for Loss Prevention Services (MS), LP. Currently she is responsible for business process optimization, culture branding, and organizational development. She understands how to turn vision into reality through mapping complex problems and building value-add solutions with well-positioned team members and strategic partners.

TJ is a keen strategist and planner skilled in conceptualizing and implementing process initiatives to enhance process efficiency. Her strong desire is to serve employees and leaders alike, and help them think through complex challenges, working with them to move the business forward–all with a sense of collaboration, strategic vision, and organizational alignment.

In her spare time, you’ll find this United States Coast Guard Master Captain on the lake, high seas and everywhere in between, fishing both fresh and salt water.

Sarah Grantham

Assistant VP, Operations • sarah@LP-Services.net

Sarah Grantham is the Assistant Vice-President of Operations at Loss Prevention Services (MS), LP with responsibility for the implementation of operational strategies.

Sarah possesses over fifteen years of industry experience, having held roles in a diverse range of areas including recovery operations, skip trace, and claims management.